Certified Planners Group, LLC

Retirement Income Planning

Build a retirement income strategy designed to help you turn savings into predictable cash flow—while accounting for market volatility, inflation, taxes, and your unique timeline.

Income strategy Risk awareness Long-term confidence
Retirement income planning

Schedule a Meeting With Frank Passmore or Call 770-355-9686

Certified Planners Group, LLC • Retirement Income Planning

Retirement Income Planning

A Pathway to Creating Lifelong Security

Retirement is more than reaching a savings goal — it’s about transforming your hard-earned assets into a reliable, adaptable income stream that supports your lifestyle and legacy. At Certified Planners Group, LLC, we believe your income plan should evolve with you, providing confidence no matter how life or the markets change.

What Sets Us Apart

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Every Income Source, One Plan

We look at the full picture — Social Security, pensions, annuities, investments, cash reserves, and more — and coordinate them into a single, easy-to-understand retirement income strategy.

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Smart Withdrawal Order

Our strategies help you decide which assets to draw from, when to use them, and how to help maximize income while minimizing taxes and unnecessary risk.

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From Saving to Spending, Smoothly

We guide you from the accumulation years into a sustainable income phase — focusing on tax-efficient withdrawals designed to last as long as you do, not just for a few early years.

Clients reviewing retirement income options with an advisor
Our Process

A Plan That Adapts As Life Changes

Your income needs at 65 will not be the same at 75 or 85. That’s why we treat your plan as a living strategy, not a one-time spreadsheet.

  • In-depth analysis of your goals, spending needs, and risk tolerance.
  • Scenario planning for longevity, healthcare costs, and market volatility.
  • Ongoing reviews and adjustments as your lifestyle, tax laws, and markets evolve.

How We Build Your Income Plan

1

Clarify Your Lifestyle

We start with your real life: what you want to spend, where you want to live, who you want to help, and what “comfort” looks like in retirement.

2

Map Your Income Streams

Together we organize Social Security, pensions, protected income tools, and investment accounts into a clear, year-by-year income picture.

3

Design Withdrawal & Tax Strategy

We prioritize which accounts to use first, how to help reduce taxes over time, and how to keep income resilient through different market environments.

4

Review, Refine, Reassure

Life happens. We meet regularly to adjust your plan for new goals, health changes, or market shifts — so your income strategy stays aligned with your reality.

Why Your Income Plan Matters So Much

A top concern for many retirees is running out of money. Our mission is to replace uncertainty with clarity — so you can enjoy retirement, confident that your income is designed to support you for life, not just for “as long as the market cooperates.”

Certified Planners Group, LLC is all about family

Certified Planners Group, LLC is all about family

Helping people like you discover true financial independence has been our passion for over 30 years. We’ve built lasting relationships based on trust, transparency, and a genuine commitment to your success.

Certified Planners Group - family focused planning

Have any Question? Ask us anything, we’d love to answer!

Find a Certified Planners Group, LLC Location

Find a Certified Planners Group, LLC Location

The place to build your future is right down the road.

Buford, Georgia

1819 Buford Hwy NE Suite #B
Buford, GA 30518

Office:
770-355-9686

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